/* ApnaPay marketing site. Brand: the Send logo, ink black #1C1D21 and orange #FF8A00, set in Poppins. */
:root{
  --ink:#1C1D21;
  --ink-2:#3A3C44;
  --muted:#686C78;
  --line:#E8E8ED;
  --soft:#F6F6F8;
  --gray-100:#EEEEF2;
  --dark:#16171A;
  --darker:#0F1012;
  --orange:#FF8A00;
  --orange-600:#EE7600;
  --orange-700:#B35900;
  --orange-50:#FFF4E6;
  --orange-100:#FFE2BF;
  --green:#12A150;
  --green-50:#E7F7EE;
  --white:#fff;
  --r-sm:12px;
  --r:20px;
  --r-lg:28px;
  --shadow-sm:0 1px 2px rgba(28,29,33,.06),0 2px 8px rgba(28,29,33,.05);
  --shadow:0 10px 30px -12px rgba(28,29,33,.2),0 4px 12px -6px rgba(28,29,33,.08);
  --shadow-lg:0 30px 70px -24px rgba(15,16,18,.4),0 10px 24px -12px rgba(15,16,18,.22);
  --font:"Poppins",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --urdu:"Noto Nastaliq Urdu","Jameel Noori Nastaleeq",serif;
  --head-h:76px;
  --hero-bg:radial-gradient(1000px 560px at 88% -12%,rgba(255,138,0,.26),transparent 60%),radial-gradient(700px 500px at -10% 115%,rgba(255,138,0,.12),transparent 60%),linear-gradient(150deg,#2A2B31 0%,#1C1D21 45%,#111214 100%);
  --dark-card:radial-gradient(500px 300px at 100% 0,rgba(255,138,0,.18),transparent 60%),linear-gradient(160deg,#2A2B31,#141518);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--font);font-size:16px;line-height:1.6;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;overflow-x:hidden}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;cursor:pointer}
h1,h2,h3,h4{margin:0;line-height:1.15;letter-spacing:-.025em;font-weight:700;color:var(--ink)}
p{margin:0}
ul{margin:0;padding:0;list-style:none}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px;border-radius:6px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip{position:absolute;left:12px;top:-60px;z-index:200;background:var(--orange);color:var(--ink);padding:10px 16px;border-radius:10px;font-weight:700}
.skip:focus{top:12px}

.ic{width:1em;height:1em;flex:none;fill:currentColor}
.container{width:100%;max-width:1220px;margin:0 auto;padding:0 24px}
@media (max-width:640px){.container{padding:0 18px}}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 26px;border-radius:999px;font-weight:600;font-size:15px;border:1.5px solid transparent;transition:transform .15s ease,background .2s ease,box-shadow .2s ease,border-color .2s ease,color .2s ease;white-space:nowrap}
.btn .ic{font-size:19px}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn-orange{background:var(--orange);color:var(--ink);box-shadow:0 10px 24px -10px rgba(255,138,0,.75)}
.btn-orange:hover{background:var(--orange-600)}
.btn-dark{background:var(--ink);color:#fff;box-shadow:0 10px 24px -12px rgba(28,29,33,.7)}
.btn-dark .ic{color:var(--orange)}
.btn-dark:hover{background:#000}
.btn-white{background:#fff;color:var(--ink)}
.btn-white:hover{background:var(--orange-50)}
.btn-ghost{border-color:rgba(255,255,255,.4);color:#fff;background:rgba(255,255,255,.06)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.12)}
.btn-line{border-color:var(--line);color:var(--ink);background:#fff}
.btn-line:hover{border-color:var(--ink)}
.btn-sm{height:42px;padding:0 18px;font-size:14.5px}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--ink)}
.link-arrow .ic{color:var(--orange-600)}
.link-arrow:hover{color:var(--orange-700)}
.link-arrow .ic{transition:transform .2s ease}
.link-arrow:hover .ic{transform:translateX(4px)}

/* ---------- Top bar and header ---------- */
.topbar{background:var(--darker);color:#BDBEC6;font-size:13px}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:20px;height:38px}
.topbar a{color:#fff;font-weight:600}
.topbar .tb-left,.topbar .tb-right{display:flex;align-items:center;gap:22px}
.topbar .tb-item{display:inline-flex;align-items:center;gap:7px}
.topbar .tb-item .ic{font-size:15px;color:var(--orange)}
.topbar .alert{display:inline-flex;align-items:center;gap:8px}
.topbar .alert .ic{color:#FFC170;font-size:15px}
@media (max-width:900px){.topbar{display:none}}

.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s ease,box-shadow .2s ease}
.header.scrolled{border-color:var(--line);box-shadow:0 6px 24px -16px rgba(28,29,33,.25)}
.header .container{display:flex;align-items:center;gap:28px;height:var(--head-h)}
.brand{display:flex;align-items:center;flex:none}
.brand img{height:40px;width:auto}
.nav{display:flex;align-items:center;gap:4px;margin-left:8px}
.nav-item{position:relative}
.nav-link{display:inline-flex;align-items:center;gap:6px;height:44px;padding:0 13px;border-radius:12px;font-weight:500;font-size:14.5px;color:var(--ink-2);background:none;border:0;transition:color .15s,background .15s}
.nav-link .caret{font-size:13px;transition:transform .2s}
.nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--ink);background:var(--soft)}
.nav-link[aria-current="page"]{color:var(--orange-700);background:var(--orange-50)}
.nav-item:hover .caret,.nav-item:focus-within .caret{transform:rotate(180deg)}
.mega{position:absolute;top:calc(100% + 10px);left:-20px;width:640px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-lg);padding:14px;display:grid;grid-template-columns:1fr 1fr;gap:4px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s ease,transform .18s ease,visibility .18s}
.mega.narrow{width:400px;grid-template-columns:1fr}
.mega::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.nav-item:hover .mega,.nav-item:focus-within .mega{opacity:1;visibility:visible;transform:none}
.mega a{display:flex;gap:14px;align-items:flex-start;padding:12px;border-radius:14px;transition:background .15s}
.mega a:hover{background:var(--soft)}
.mega .mi{width:42px;height:42px;border-radius:12px;background:var(--orange-50);color:var(--orange-600);display:grid;place-items:center;font-size:21px;flex:none}
.mega a:hover .mi{background:var(--ink);color:var(--orange)}
.mega strong{display:block;font-size:14.5px;color:var(--ink);font-weight:600;line-height:1.3}
.mega span{display:block;font-size:13px;color:var(--muted);line-height:1.45;margin-top:2px}
.head-cta{margin-left:auto;display:flex;align-items:center;gap:10px}
.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;align-items:center;justify-content:center;font-size:24px;color:var(--ink)}
@media (max-width:1120px){.nav-link{padding:0 10px;font-size:14.5px}.head-cta .btn-line{display:none}}
@media (max-width:960px){
  .nav,.head-cta .btn{display:none}
  .burger{display:inline-flex}
  .header .container{gap:12px}
  .brand img{height:36px}
}

/* Mobile drawer */
.drawer{position:fixed;inset:0;z-index:150;visibility:hidden}
.drawer.open{visibility:visible}
.drawer-bg{position:absolute;inset:0;background:rgba(15,16,18,.5);opacity:0;transition:opacity .25s}
.drawer.open .drawer-bg{opacity:1}
.drawer-panel{position:absolute;top:0;right:0;bottom:0;width:min(400px,92vw);background:#fff;transform:translateX(100%);transition:transform .3s cubic-bezier(.2,.8,.2,1);display:flex;flex-direction:column}
.drawer.open .drawer-panel{transform:none}
.drawer-top{display:flex;align-items:center;justify-content:space-between;padding:16px 18px;border-bottom:1px solid var(--line)}
.drawer-top img{height:32px;width:auto}
.drawer-close{width:44px;height:44px;border-radius:12px;border:1px solid var(--line);background:#fff;font-size:22px;display:grid;place-items:center;color:var(--ink)}
.drawer-body{flex:1;overflow-y:auto;padding:10px 18px 24px}
.drawer details{border-bottom:1px solid var(--line)}
.drawer summary,.drawer .d-link{display:flex;align-items:center;justify-content:space-between;padding:16px 4px;font-weight:600;font-size:16px;list-style:none;cursor:pointer;border-bottom:1px solid var(--line)}
.drawer details summary{border-bottom:0}
.drawer summary::-webkit-details-marker{display:none}
.drawer summary .ic{transition:transform .2s;color:var(--muted)}
.drawer details[open] summary .ic{transform:rotate(180deg)}
.drawer .d-sub{padding:0 0 12px}
.drawer .d-sub a{display:flex;align-items:center;gap:12px;padding:10px 4px;font-weight:500;color:var(--ink-2);font-size:15px}
.drawer .d-sub .ic{font-size:20px;color:var(--orange-600)}
.drawer-foot{padding:16px 18px 22px;border-top:1px solid var(--line);display:grid;gap:10px}
.drawer-foot .btn{width:100%}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;color:#fff;background:var(--hero-bg)}
.hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.12) 1px,transparent 1px);background-size:26px 26px;mask-image:linear-gradient(180deg,rgba(0,0,0,.7),transparent 75%);-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.7),transparent 75%);pointer-events:none}
.hero .rings{position:absolute;right:-180px;top:50%;width:900px;height:900px;transform:translateY(-50%);pointer-events:none;opacity:.5}
.hero .rings span{position:absolute;inset:0;border-radius:50%;border:1px solid rgba(255,255,255,.1)}
.hero .rings span:nth-child(2){inset:110px}
.hero .rings span:nth-child(3){inset:220px;border-color:rgba(255,255,255,.16)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;min-height:640px;padding-top:70px;padding-bottom:130px}
.pill{display:inline-flex;align-items:center;gap:10px;padding:7px 14px 7px 8px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);font-size:13.5px;font-weight:500;color:#E8E8EC}
.pill b{background:var(--orange);color:var(--ink);border-radius:999px;padding:3px 10px;font-size:12px;letter-spacing:.02em}
.hero h1{color:#fff;font-size:clamp(38px,5vw,62px);line-height:1.08;letter-spacing:-.03em;margin:22px 0 20px}
.hero h1 em{font-style:normal;color:var(--orange)}
.hero .lead{font-size:clamp(16.5px,1.4vw,18.5px);color:#CFD0D6;max-width:560px;line-height:1.6}
.hero .urdu{font-family:var(--urdu);direction:rtl;font-size:21px;color:#fff;opacity:.9;margin-top:14px;line-height:2.1}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.hero-meta{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;font-size:14px;color:#C2C3CA;font-weight:500}
.hero-meta span{display:inline-flex;align-items:center;gap:8px}
.hero-meta .ic{color:var(--orange);font-size:18px}
.hero-visual{position:relative;height:600px}
.hero-visual .phone{position:absolute}
.hero-visual .p-front{right:150px;top:10px;z-index:2;width:282px;transform:rotate(-4deg)}
.hero-visual .p-back{right:-6px;top:70px;z-index:1;width:250px;transform:rotate(6deg);opacity:.98}
.float{position:absolute;z-index:3;display:flex;align-items:center;gap:12px;background:#fff;color:var(--ink);border-radius:16px;padding:12px 16px 12px 12px;box-shadow:var(--shadow-lg);font-size:13.5px;line-height:1.35;animation:bob 6s ease-in-out infinite}
.float strong{display:block;font-size:14.5px}
.float small{color:var(--muted);font-size:12.5px}
.float .fi{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;font-size:20px;flex:none}
.float.f1{left:-6px;top:150px}
.float.f2{left:40px;bottom:70px;animation-delay:-2s}
.float.f3{right:-20px;bottom:10px;animation-delay:-4s}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@media (prefers-reduced-motion:reduce){.float{animation:none}}
@media (max-width:1100px){.hero-visual .p-front{right:110px}.float.f1{left:-30px}}
@media (max-width:960px){
  .hero-grid{grid-template-columns:1fr;min-height:0;padding-top:54px;padding-bottom:110px;gap:30px;text-align:left}
  .hero-visual{height:520px;max-width:460px;width:100%;margin:0 auto}
  .hero-visual .p-front{right:auto;left:50%;margin-left:-170px;width:250px}
  .hero-visual .p-back{right:50%;margin-right:-200px;width:220px;top:60px}
  .float.f1{left:0;top:110px}
  .float.f2{left:0;bottom:40px}
  .float.f3{right:0;bottom:0}
}
@media (max-width:480px){
  .hero-visual{height:470px}
  .hero-visual .p-front{width:224px;margin-left:-150px}
  .hero-visual .p-back{width:196px;margin-right:-168px}
  .float{padding:10px 12px 10px 10px;font-size:12.5px}
  .float strong{font-size:13.5px}
  .float .fi{width:34px;height:34px;font-size:17px}
  .float.f3{display:none}
  .hero-cta .btn{flex:1 1 100%}
}

/* ---------- Phone mockup ---------- */
.phone{width:280px;aspect-ratio:1206/2622;border-radius:46px;padding:9px;background:linear-gradient(145deg,#2a2f3a,#0b0d12 40%,#1c2029);box-shadow:var(--shadow-lg),inset 0 0 0 1.5px rgba(255,255,255,.08);position:relative}
.phone::before{content:"";position:absolute;right:-3px;top:22%;width:3px;height:70px;border-radius:0 3px 3px 0;background:#1b1f27}
.phone::after{content:"";position:absolute;left:-3px;top:18%;width:3px;height:44px;border-radius:3px 0 0 3px;background:#1b1f27;box-shadow:0 64px 0 #1b1f27}
.screen{position:relative;width:100%;height:100%;border-radius:38px;overflow:hidden;background:#fff}
.screen img{width:100%;height:100%;object-fit:cover}
.island{position:absolute;top:9px;left:50%;transform:translateX(-50%);width:31%;height:7.2%;max-height:27px;border-radius:20px;background:#000;z-index:2}
.sbar{position:absolute;top:0;left:0;right:0;height:5.4%;z-index:1;display:flex;align-items:center;justify-content:space-between;padding:0 9% 0 11%;font-size:12px;font-weight:700;color:var(--ink);letter-spacing:-.01em}
.sbar.dark{color:#fff}
.sbar .sb-icons{display:flex;align-items:center;gap:4px}
.sbar svg{height:10px;width:auto;fill:currentColor}

/* ---------- Quick services ---------- */
.quick-wrap{position:relative;z-index:5;margin-top:-72px}
.quick{background:#fff;border-radius:var(--r-lg);box-shadow:var(--shadow-lg);padding:26px;display:grid;grid-template-columns:repeat(8,1fr);gap:6px;border:1px solid var(--line)}
.qs{display:flex;flex-direction:column;align-items:center;gap:12px;padding:16px 8px;border-radius:18px;text-align:center;font-weight:600;font-size:14px;color:var(--ink-2);transition:background .2s,transform .2s}
.qs:hover{background:var(--soft);transform:translateY(-3px)}
.qs .qi{width:58px;height:58px;border-radius:18px;display:grid;place-items:center;font-size:27px;background:var(--orange-50);color:var(--orange-600);transition:background .2s,color .2s}
.qs:hover .qi{background:var(--ink);color:var(--orange)}
.qs:nth-child(3n+2) .qi{background:var(--gray-100);color:var(--ink)}
.qs:nth-child(3n+2):hover .qi{background:var(--ink);color:var(--orange)}
@media (max-width:1000px){.quick{grid-template-columns:repeat(4,1fr)}}
@media (max-width:520px){.quick{grid-template-columns:repeat(4,1fr);padding:14px 8px;gap:0}.qs{padding:12px 2px;font-size:12px;gap:9px}.qs .qi{width:48px;height:48px;font-size:23px;border-radius:15px}}

/* ---------- Sections ---------- */
.section{padding:110px 0}
.section.tight{padding:80px 0}
.section.soft{background:var(--soft)}
.section.alt{background:linear-gradient(180deg,#fff,var(--soft))}
@media (max-width:760px){.section{padding:76px 0}.section.tight{padding:60px 0}}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--orange-600)}
.eyebrow::before{content:"";width:22px;height:2px;border-radius:2px;background:currentColor}
.eyebrow.light{color:var(--orange)}
.s-head{max-width:720px;margin-bottom:56px}
.s-head.center{margin-left:auto;margin-right:auto;text-align:center}
.s-head.center .eyebrow::after{content:"";width:22px;height:2px;border-radius:2px;background:currentColor}
.s-head h2,.h2{font-size:clamp(32px,3.6vw,46px);margin:14px 0 16px}
.s-head p,.sub{font-size:18px;color:var(--muted);line-height:1.65}
.dark-s .s-head h2,.dark-s h2,.dark-s h3{color:#fff}
.dark-s .s-head p{color:#B5B7C0}

/* Value cards */
.values{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.value{padding:30px 26px;border-radius:var(--r);background:#fff;border:1px solid var(--line);transition:transform .25s,box-shadow .25s,border-color .25s}
.value:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.value .vi{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;font-size:26px;background:var(--orange-50);color:var(--orange-600);margin-bottom:20px}
.value h3{font-size:19px;margin-bottom:8px}
.value p{color:var(--muted);font-size:15px}
@media (max-width:1000px){.values{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.values{grid-template-columns:1fr}}

/* Split feature */
.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.split+.split{margin-top:130px}
.split.reverse .split-visual{order:2}
.split h2{font-size:clamp(30px,3.3vw,44px);margin:14px 0 18px}
.split .sub{margin-bottom:26px}
.ticks{display:grid;gap:14px;margin-bottom:30px}
.ticks li{display:flex;gap:14px;align-items:flex-start;font-size:16px;color:var(--ink-2)}
.ticks li .ic{flex:none;font-size:22px;color:var(--orange-600);margin-top:1px}
.ticks li b{color:var(--ink)}
.split-visual{position:relative;border-radius:36px;min-height:560px;display:grid;place-items:center;overflow:hidden;background:linear-gradient(160deg,#F5F5F7,#E9E9EE)}
.soft .split-visual{background:linear-gradient(160deg,#FFFFFF,#EDEDF1)}
.split-visual.orange{background:linear-gradient(160deg,#FFF6EA,#FFE8CC)}
.split-visual.dark{background:var(--dark-card)}
.split-visual.green{background:linear-gradient(160deg,#EAF8F0,#D3F1E0)}
.split-visual::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;border:1px solid rgba(28,29,33,.1);box-shadow:0 0 0 70px rgba(28,29,33,.03),0 0 0 140px rgba(28,29,33,.02)}
.split-visual.dark::before{border-color:rgba(255,255,255,.12);box-shadow:0 0 0 70px rgba(255,255,255,.035),0 0 0 140px rgba(255,255,255,.025)}
.split-visual .phone{width:268px;z-index:1;margin:44px 0}
.split-visual .float{animation-duration:7s}
.sv-tag{position:absolute;z-index:2}
.sv-tag.t1{left:6%;top:16%}
.sv-tag.t2{right:6%;bottom:14%}
@media (max-width:960px){
  .split{grid-template-columns:1fr;gap:44px}
  .split.reverse .split-visual{order:0}
  .split+.split{margin-top:90px}
  .split-visual{min-height:500px}
  .split-visual .phone{width:240px}
  .sv-tag.t1{left:4%}.sv-tag.t2{right:4%}
}
@media (max-width:480px){.split-visual{min-height:460px;border-radius:28px}.split-visual .phone{width:214px}.sv-tag .float{font-size:12px}}

.chips{display:flex;flex-wrap:wrap;gap:8px;margin:-6px 0 28px}
.chip{display:inline-flex;align-items:center;gap:7px;padding:7px 13px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:13.5px;font-weight:600;color:var(--ink-2)}
.chip .dot{width:8px;height:8px;border-radius:50%}
.soft .chip{background:#fff}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.step{position:relative;padding:30px 26px 28px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.step .num{position:absolute;top:22px;right:24px;font-size:44px;font-weight:700;line-height:1;color:var(--gray-100);letter-spacing:-.04em}
.step .si{width:52px;height:52px;border-radius:15px;display:grid;place-items:center;font-size:25px;color:var(--orange);background:var(--ink);margin-bottom:22px;box-shadow:0 10px 20px -10px rgba(28,29,33,.7)}
.step:nth-child(even) .si{background:var(--orange);color:var(--ink);box-shadow:0 10px 20px -10px rgba(255,138,0,.8)}
.step h3{font-size:18.5px;margin-bottom:8px}
.step p{font-size:15px;color:var(--muted)}
@media (max-width:1000px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* Levels */
.levels{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.level{border-radius:var(--r-lg);padding:32px 30px;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column}
.level.featured{background:var(--dark-card);color:#fff;border:0;box-shadow:var(--shadow-lg)}
.level .lv-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:6px}
.level .tag{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--orange-700);background:var(--orange-50);border-radius:999px;padding:5px 11px}
.level.featured .tag{background:rgba(255,255,255,.14);color:#fff}
.level .pop{font-size:12px;font-weight:700;color:var(--ink);background:var(--orange);border-radius:999px;padding:5px 11px}
.level h3{font-size:26px;margin:14px 0 6px}
.level.featured h3{color:#fff}
.level .how{color:var(--muted);font-size:14.5px;margin-bottom:22px}
.level.featured .how{color:#B5B7C0}
.level dl{margin:0 0 26px;display:grid;gap:0}
.level dl div{display:flex;justify-content:space-between;gap:10px;padding:13px 0;border-top:1px solid var(--line);font-size:15px}
.level.featured dl div{border-color:rgba(255,255,255,.14)}
.level dt{color:var(--muted)}
.level.featured dt{color:#B5B7C0}
.level dd{margin:0;font-weight:700}
.level .btn{margin-top:auto}
@media (max-width:960px){.levels{grid-template-columns:1fr}}

/* Security grid (dark) */
.dark-s{background:radial-gradient(900px 500px at 100% 0,rgba(255,138,0,.16),transparent 60%),linear-gradient(160deg,#1C1D21,#111214);color:#fff;position:relative;overflow:hidden}
.sec-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.sec{padding:28px 24px;border-radius:var(--r);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);transition:background .25s,border-color .25s,transform .25s}
.sec:hover{background:rgba(255,255,255,.09);border-color:rgba(255,255,255,.2);transform:translateY(-3px)}
.sec .ic-w{width:50px;height:50px;border-radius:14px;display:grid;place-items:center;font-size:25px;background:rgba(255,138,0,.16);color:var(--orange);margin-bottom:20px}
.sec h3{font-size:17.5px;margin-bottom:8px;color:#fff}
.sec p{font-size:14.5px;color:#ABADB7}
@media (max-width:1000px){.sec-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.sec-grid{grid-template-columns:1fr}}
.notice{margin-top:40px;display:flex;align-items:center;gap:18px;padding:22px 26px;border-radius:var(--r);background:rgba(255,138,0,.12);border:1px solid rgba(255,138,0,.35);color:#FFE2BD}
.notice .ic{font-size:30px;color:var(--orange)}
.notice strong{color:#fff}
.notice.light{background:var(--orange-50);border-color:#FFD49A;color:#7A4A06}
.notice.light strong{color:#5A3500}
.notice.light .ic{color:var(--orange-600)}
@media (max-width:640px){.notice{flex-direction:column;align-items:flex-start;gap:10px}}

/* Virtual card */
.vcard{position:relative;width:min(400px,86%);aspect-ratio:1.586;border-radius:24px;padding:26px 28px;color:#fff;background:radial-gradient(120% 120% at 100% 0,#3A3B42 0%,transparent 55%),linear-gradient(135deg,#26272C,#0F1012);box-shadow:0 40px 70px -30px rgba(0,0,0,.7),inset 0 0 0 1px rgba(255,255,255,.12);display:flex;flex-direction:column;justify-content:space-between;overflow:hidden;z-index:1}
.vcard::before{content:"";position:absolute;right:-60px;bottom:-90px;width:260px;height:260px;border-radius:50%;background:rgba(255,138,0,.25);filter:blur(10px)}
.vcard::after{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 35%,rgba(255,255,255,.14) 50%,transparent 65%)}
.vcard .vc-top{display:flex;justify-content:space-between;align-items:center;position:relative;z-index:1}
.vcard .vc-top img{height:26px;width:auto}
.vcard .vc-top span{font-size:11px;font-weight:700;letter-spacing:.14em;opacity:.8}
.vcard .chipimg{width:48px;height:36px;border-radius:8px;background:linear-gradient(135deg,#F4D58A,#C79A3E);position:relative;z-index:1;box-shadow:inset 0 0 0 1px rgba(0,0,0,.15)}
.vcard .vc-num{font-size:20px;letter-spacing:.12em;font-weight:600;position:relative;z-index:1;font-variant-numeric:tabular-nums}
.vcard .vc-bot{display:flex;justify-content:space-between;font-size:12px;letter-spacing:.06em;opacity:.9;position:relative;z-index:1}
.vcard.back2{position:absolute;transform:rotate(-9deg) translate(-40px,-30px);opacity:.55;filter:saturate(.8)}
.card-stage{position:relative;display:grid;place-items:center;min-height:520px}
.card-stage .float.c1{left:4%;top:12%}
.card-stage .float.c2{right:2%;bottom:12%}

/* Agents / map band */
.band{border-radius:36px;padding:64px;display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;background:linear-gradient(135deg,#FFA02A,#FF8A00);color:var(--ink);position:relative;overflow:hidden}
.band::before{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:rgba(255,255,255,.16)}
.band h2{color:var(--ink);font-size:clamp(30px,3.2vw,42px);margin:12px 0 16px}
.band p{color:rgba(28,29,33,.8);font-size:17px}
.band .eyebrow{color:var(--ink)}
.band .btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.band .btn-white{color:var(--ink)}
.band .btn-ghost{border-color:rgba(28,29,33,.35);color:var(--ink);background:transparent}
.band .btn-ghost:hover{border-color:var(--ink);background:rgba(255,255,255,.2)}
.band-list{position:relative;display:grid;gap:12px}
.band-list li{display:flex;align-items:center;gap:16px;background:rgba(255,255,255,.28);border:1px solid rgba(255,255,255,.45);border-radius:18px;padding:16px 18px;font-weight:600}
.band-list .bi{width:44px;height:44px;border-radius:13px;background:var(--ink);color:var(--orange);display:grid;place-items:center;font-size:22px;flex:none}
.band-list small{display:block;font-weight:400;color:rgba(28,29,33,.72);font-size:13.5px}
.band.dark{background:var(--dark-card);color:#fff}
.band.dark::before{background:rgba(255,138,0,.08)}
.band.dark h2{color:#fff}
.band.dark p{color:#C9CAD1}
.band.dark .eyebrow{color:var(--orange)}
.band.dark .band-list li{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.band.dark .band-list .bi{background:var(--orange);color:var(--ink)}
.band.dark .band-list small{color:#ABADB7}
@media (max-width:960px){.band{grid-template-columns:1fr;padding:44px 28px;border-radius:28px}}

/* Business cards */
.biz{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.biz-card{padding:34px 30px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:14px;transition:transform .25s,box-shadow .25s}
.biz-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.biz-card .bi{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;font-size:27px;background:var(--orange-50);color:var(--orange-600)}
.biz-card h3{font-size:21px}
.biz-card p{color:var(--muted);font-size:15.5px}
.biz-card .link-arrow{margin-top:auto;padding-top:6px}
@media (max-width:960px){.biz{grid-template-columns:1fr}}

/* Demo band */
.demo-band{display:grid;grid-template-columns:1fr auto;gap:36px;align-items:center;padding:48px 54px;border-radius:32px;background:linear-gradient(120deg,var(--orange-50),#fff);border:1px solid var(--orange-100)}
.demo-band h2{font-size:clamp(26px,2.6vw,34px);margin-bottom:10px}
.demo-band p{color:var(--muted);font-size:17px;max-width:640px}
.demo-band .btns{display:flex;gap:12px;flex-wrap:wrap}
@media (max-width:860px){.demo-band{grid-template-columns:1fr;padding:36px 26px}}

/* FAQ */
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.faq-wrap .s-head{margin-bottom:0;position:sticky;top:calc(var(--head-h) + 30px)}
.faq{display:grid;gap:12px}
.faq details{border-radius:18px;background:#fff;border:1px solid var(--line);transition:border-color .2s,box-shadow .2s}
.faq details[open]{border-color:var(--orange-100);box-shadow:var(--shadow-sm)}
.faq summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 22px;font-weight:600;font-size:16px;cursor:pointer;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{width:32px;height:32px;border-radius:10px;background:var(--orange-50);color:var(--orange-700);display:grid;place-items:center;flex:none;font-size:16px;transition:transform .25s,background .2s}
.faq details[open] summary .pm{transform:rotate(45deg);background:var(--ink);color:var(--orange)}
.faq .ans{padding:0 22px 22px;color:var(--muted);font-size:15.5px;line-height:1.7}
.faq .ans p+p{margin-top:10px}
.faq .ans a{color:var(--orange-700);font-weight:600}
@media (max-width:960px){.faq-wrap{grid-template-columns:1fr;gap:36px}.faq-wrap .s-head{position:static}}

/* Download CTA */
.download{position:relative;overflow:hidden;border-radius:40px;padding:70px 64px 0;color:#fff;background:radial-gradient(800px 400px at 0 0,rgba(255,255,255,.07),transparent 60%),radial-gradient(600px 400px at 100% 100%,rgba(255,138,0,.34),transparent 60%),linear-gradient(140deg,#2A2B31,#141518);display:grid;grid-template-columns:1.1fr .9fr;gap:40px}
.download h2{color:#fff;font-size:clamp(32px,3.8vw,50px);margin:14px 0 16px}
.download p{color:#C9CAD1;font-size:18px;max-width:520px}
.download .dl-left{padding-bottom:70px}
.dl-row{display:flex;align-items:center;gap:22px;margin-top:32px;flex-wrap:wrap}
.qr-box{background:#fff;border-radius:20px;padding:12px;display:flex;align-items:center;gap:14px;color:var(--ink)}
.qr-box img{width:96px;height:96px}
.qr-box small{display:block;font-size:12.5px;color:var(--muted);max-width:110px;line-height:1.4}
.qr-box strong{font-size:14.5px}
.stores{display:flex;flex-direction:column;gap:10px}
.store{display:inline-flex;align-items:center;gap:12px;height:56px;padding:0 20px 0 16px;border-radius:14px;background:#000;color:#fff;border:1px solid rgba(255,255,255,.22);min-width:196px;transition:transform .15s,background .2s}
.store:hover{transform:translateY(-2px);background:#111}
.store .ic{font-size:28px}
.store span{display:flex;flex-direction:column;line-height:1.1}
.store small{font-size:10.5px;opacity:.8;letter-spacing:.02em}
.store b{font-size:17px;font-weight:600;letter-spacing:-.01em}
.download .dl-visual{position:relative;display:flex;justify-content:center;align-items:flex-end;min-height:420px}
.download .dl-visual .phone{width:270px;margin-bottom:-120px;transform:rotate(-3deg)}
@media (max-width:960px){.download{grid-template-columns:1fr;padding:50px 28px 0;border-radius:30px}.download .dl-left{padding-bottom:10px}.download .dl-visual{min-height:330px}.download .dl-visual .phone{width:230px;margin-bottom:-150px}}

/* ---------- Footer ---------- */
.footer{background:var(--darker);color:#A3A5AF;padding:80px 0 0;margin-top:110px;font-size:14.5px}
.footer.flush{margin-top:0}
.f-grid{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:40px}
.f-brand img{height:42px;width:auto;margin-bottom:20px}
.f-brand p{max-width:300px;line-height:1.7}
.f-contact{display:grid;gap:12px;margin-top:24px}
.f-contact a,.f-contact span{display:flex;align-items:center;gap:10px;color:#fff;font-weight:600}
.f-contact .ic{color:var(--orange);font-size:18px}
.footer h4{color:#fff;font-size:15px;margin-bottom:18px;letter-spacing:0}
.footer ul{display:grid;gap:11px}
.footer ul a{transition:color .15s}
.footer ul a:hover{color:#fff}
.social{display:flex;gap:10px;margin-top:26px}
.social a{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.07);color:#fff;font-size:19px;transition:background .2s}
.social a:hover{background:var(--orange)}
.f-alert{margin-top:56px;padding:18px 22px;border-radius:16px;background:rgba(255,138,0,.1);border:1px solid rgba(255,138,0,.28);display:flex;gap:14px;align-items:center;color:#F2D2AA}
.f-alert .ic{font-size:24px;color:var(--orange);flex:none}
.f-alert strong{color:#fff}
.f-bottom{margin-top:40px;padding:24px 0 30px;border-top:1px solid rgba(255,255,255,.09);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13.5px}
.f-bottom nav{display:flex;gap:20px;flex-wrap:wrap}
.f-bottom a:hover{color:#fff}
@media (max-width:1000px){.f-grid{grid-template-columns:1fr 1fr 1fr}.f-brand{grid-column:1/-1}}
@media (max-width:560px){.f-grid{grid-template-columns:1fr 1fr;gap:34px 20px}.footer{padding-top:60px;margin-top:80px}}

/* ---------- Inner pages ---------- */
.page-hero{position:relative;overflow:hidden;color:#fff;padding:84px 0 96px;background:var(--hero-bg)}
.page-hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.1) 1px,transparent 1px);background-size:26px 26px;mask-image:linear-gradient(180deg,rgba(0,0,0,.6),transparent 80%);-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.6),transparent 80%)}
.page-hero .container{position:relative}
.crumbs{display:flex;gap:8px;align-items:center;font-size:13.5px;color:#B1B3BC;margin-bottom:22px;font-weight:500}
.crumbs a:hover{color:#fff}
.crumbs .ic{font-size:12px}
.page-hero h1{color:#fff;font-size:clamp(34px,4.3vw,54px);letter-spacing:-.03em;max-width:820px}
.page-hero p{color:#CFD0D6;font-size:clamp(17px,1.5vw,19px);max-width:680px;margin-top:18px}
.page-hero .hero-cta{margin-top:30px}
.ph-split{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.ph-split .ph-art{display:flex;justify-content:center}
.ph-art .big-ic{width:220px;height:220px;border-radius:56px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);display:grid;place-items:center;font-size:110px;color:var(--orange);box-shadow:inset 0 0 60px rgba(255,255,255,.05);transform:rotate(-6deg)}
@media (max-width:860px){.ph-split{grid-template-columns:1fr}.ph-art{display:none!important}}

.subnav{position:sticky;top:var(--head-h);z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.subnav .container{display:flex;gap:6px;overflow-x:auto;scrollbar-width:none;padding-top:10px;padding-bottom:10px}
.subnav .container::-webkit-scrollbar{display:none}
.subnav a{flex:none;display:inline-flex;align-items:center;gap:8px;padding:9px 15px;border-radius:999px;font-weight:600;font-size:14px;color:var(--ink-2);border:1px solid var(--line);transition:all .15s}
.subnav a .ic{font-size:17px;color:var(--orange-600)}
.subnav a:hover,.subnav a.on{background:var(--ink);border-color:var(--ink);color:#fff}
.subnav a:hover .ic,.subnav a.on .ic{color:var(--orange)}
[id]{scroll-margin-top:calc(var(--head-h) + 80px)}

.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc{padding:30px 28px;border-radius:var(--r);border:1px solid var(--line);background:#fff;display:flex;flex-direction:column;gap:12px}
.svc .si{width:52px;height:52px;border-radius:15px;display:grid;place-items:center;font-size:25px;background:var(--orange-50);color:var(--orange-600)}
.svc h3{font-size:19px}
.svc p{color:var(--muted);font-size:15px}
.svc .fee{margin-top:auto;padding-top:8px;font-size:13.5px;font-weight:700;color:var(--green);display:flex;align-items:center;gap:6px}
.svc .fee.paid{color:var(--orange-600)}
@media (max-width:960px){.svc-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.svc-grid{grid-template-columns:1fr}}

.table-wrap{border-radius:var(--r);border:1px solid var(--line);overflow:hidden;background:#fff;overflow-x:auto}
table{width:100%;border-collapse:collapse;font-size:15px;min-width:560px}
th,td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--soft);font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:700}
tbody tr:last-child td{border-bottom:0}
td:first-child{font-weight:600;color:var(--ink)}
td .free{color:var(--green);font-weight:700}
td small{display:block;color:var(--muted);font-size:13px;margin-top:2px}
.t-group td{background:var(--orange-50);color:var(--ink);font-weight:700;font-size:13.5px;letter-spacing:.04em;text-transform:uppercase}
.fineprint{margin-top:18px;font-size:13.5px;color:var(--muted);line-height:1.7}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px}
@media (max-width:860px){.two-col{grid-template-columns:1fr}}

.info-card{padding:32px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line)}
.info-card h3{font-size:21px;margin-bottom:10px}
.info-card p{color:var(--muted)}

.contact-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.contact-card{padding:26px;border-radius:var(--r);background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:6px}
.contact-card .ci{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;font-size:23px;background:var(--orange-50);color:var(--orange-600);margin-bottom:12px}
.contact-card h3{font-size:17px}
.contact-card p{color:var(--muted);font-size:14.5px}
.contact-card a.big,.contact-card span.big{font-weight:700;color:var(--ink);font-size:17px;margin-top:4px;word-break:break-word}
@media (max-width:1000px){.contact-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.contact-grid{grid-template-columns:1fr}}

/* Forms */
.form-card{padding:38px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}
.form-card h3{font-size:24px;margin-bottom:6px}
.form-card>p{color:var(--muted);margin-bottom:24px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-grid .full{grid-column:1/-1}
.field label{display:block;font-size:13.5px;font-weight:600;color:var(--ink-2);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;height:52px;border-radius:14px;border:1.5px solid var(--line);background:var(--soft);padding:0 16px;font:inherit;font-size:15.5px;color:var(--ink);transition:border-color .15s,background .15s,box-shadow .15s;appearance:none;-webkit-appearance:none}
.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 256 256' fill='%23686C78'%3E%3Cpath d='M213.66,101.66l-80,80a8,8,0,0,1-11.32,0l-80-80A8,8,0,0,1,53.66,90.34L128,164.69l74.34-74.35a8,8,0,0,1,11.32,11.32Z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;background-size:16px;padding-right:44px}
.field textarea{height:auto;min-height:130px;padding:14px 16px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--orange);background:#fff;box-shadow:0 0 0 4px rgba(255,138,0,.16)}
.form-note{font-size:13px;color:var(--muted);margin-top:14px;display:flex;gap:8px;align-items:flex-start}
.form-note .ic{color:var(--green);font-size:17px;margin-top:1px}
.form-ok{display:none;align-items:center;gap:14px;padding:18px 20px;border-radius:16px;background:var(--green-50);color:#0B6B36;font-weight:600;margin-top:16px}
.form-ok .ic{font-size:26px}
.form-ok.show{display:flex}
@media (max-width:600px){.form-grid{grid-template-columns:1fr}.form-card{padding:26px 20px}}

/* Legal */
.legal{max-width:820px}
.legal h2{font-size:24px;margin:44px 0 12px}
.legal h2:first-child{margin-top:0}
.legal p,.legal li{color:var(--ink-2);font-size:16px;line-height:1.75}
.legal p+p{margin-top:12px}
.legal ul{list-style:disc;padding-left:22px;display:grid;gap:8px;margin-top:10px}
.legal .updated{display:inline-flex;gap:8px;align-items:center;font-size:14px;color:var(--muted);font-weight:600;margin-bottom:30px;padding:8px 14px;border-radius:999px;background:var(--soft)}

/* Team / about */
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat{padding:28px 24px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.stat b{display:block;font-size:34px;letter-spacing:-.03em;color:var(--ink);line-height:1.1}
.stat span{color:var(--muted);font-size:14.5px}
@media (max-width:900px){.stat-row{grid-template-columns:1fr 1fr}}

.timeline{display:grid;gap:0;border-left:2px solid var(--orange-100);margin-left:10px}
.timeline li{position:relative;padding:0 0 30px 34px}
.timeline li::before{content:"";position:absolute;left:-9px;top:4px;width:16px;height:16px;border-radius:50%;background:#fff;border:3px solid var(--orange)}
.timeline li:last-child{padding-bottom:0}
.timeline b{display:block;font-size:17px;margin-bottom:4px}
.timeline span{color:var(--muted);font-size:15px}

/* Modal */
.modal{position:fixed;inset:0;z-index:300;display:grid;place-items:center;padding:20px;visibility:hidden}
.modal.open{visibility:visible}
.modal-bg{position:absolute;inset:0;background:rgba(15,16,18,.6);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);opacity:0;transition:opacity .25s}
.modal.open .modal-bg{opacity:1}
.modal-box{position:relative;width:min(520px,100%);max-height:calc(100vh - 40px);overflow-y:auto;background:#fff;border-radius:28px;padding:36px 34px 30px;box-shadow:var(--shadow-lg);transform:translateY(20px) scale(.98);opacity:0;transition:transform .3s cubic-bezier(.2,.8,.2,1),opacity .25s}
.modal.open .modal-box{transform:none;opacity:1}
.modal-x{position:absolute;right:16px;top:16px;width:40px;height:40px;border-radius:12px;border:1px solid var(--line);background:#fff;display:grid;place-items:center;font-size:20px;color:var(--muted)}
.modal-box .m-icon{width:64px;height:64px;border-radius:18px;background:var(--ink);display:grid;place-items:center;margin-bottom:18px}
.modal-box .m-icon img{width:44px;height:44px}
.modal-box h3{font-size:25px;margin-bottom:8px}
.modal-box>p{color:var(--muted);margin-bottom:22px}
.modal-box .stores{flex-direction:row;flex-wrap:wrap;margin-bottom:22px}
.modal-box .store{min-width:0;flex:1}
.modal-box .soon{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;color:var(--orange-700);background:var(--orange-50);border-radius:999px;padding:4px 10px;margin-bottom:12px;letter-spacing:.04em;text-transform:uppercase}
.inline-form{display:flex;gap:10px}
.inline-form .field{flex:1}
.inline-form .btn{height:52px}
@media (max-width:480px){.inline-form{flex-direction:column}.modal-box{padding:30px 22px 24px}}
.m-or{display:flex;align-items:center;gap:12px;margin:22px 0 16px;color:var(--muted);font-size:13px;font-weight:600}
.m-or::before,.m-or::after{content:"";flex:1;height:1px;background:var(--line)}

/* Toast */
.toast{position:fixed;left:50%;bottom:26px;transform:translate(-50%,30px);z-index:400;background:var(--ink);color:#fff;padding:14px 20px;border-radius:14px;font-weight:600;font-size:14.5px;display:flex;align-items:center;gap:10px;box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;transition:opacity .25s,transform .25s;max-width:calc(100vw - 32px)}
.toast.show{opacity:1;transform:translate(-50%,0)}
.toast .ic{color:var(--orange);font-size:20px;flex:none}

/* Floating help button */
.fab{position:fixed;right:20px;bottom:20px;z-index:90;display:inline-flex;align-items:center;gap:10px;height:54px;padding:0 20px 0 16px;border-radius:999px;background:var(--ink);color:#fff;font-weight:600;box-shadow:0 14px 30px -12px rgba(15,16,18,.7);transition:transform .2s,background .2s}
.fab:hover{transform:translateY(-2px);background:#000}
.fab .ic{font-size:22px;color:var(--orange)}
@media (max-width:560px){.fab{height:50px;padding:0 15px;right:14px;bottom:14px}.fab span{display:none}}

/* Reveal on scroll (only when JS runs) */
.js .rv{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.8,.2,1)}
.js .rv.in{opacity:1;transform:none}
.js .rv.d1{transition-delay:.08s}.js .rv.d2{transition-delay:.16s}.js .rv.d3{transition-delay:.24s}
@media (prefers-reduced-motion:reduce){.js .rv{opacity:1;transform:none;transition:none}}

/* 404 */
.nf{min-height:70vh;display:grid;place-items:center;text-align:center;padding:80px 0}
.nf b{font-size:120px;line-height:1;letter-spacing:-.05em;color:var(--orange-100);display:block}
.nf h1{font-size:36px;margin:10px 0 12px}
.nf p{color:var(--muted);margin-bottom:28px}

/* Bank marquee */
.marquee-title{text-align:center;font-weight:600;color:var(--muted);font-size:15px;margin-bottom:22px}
.marquee{overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:12px;width:max-content;animation:marquee 60s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.bank{display:inline-flex;align-items:center;gap:10px;padding:10px 18px 10px 10px;border-radius:999px;border:1px solid var(--line);background:#fff;font-weight:600;font-size:15px;color:var(--ink-2);white-space:nowrap}
.bdot{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;color:#fff;font-size:13px;font-weight:800}
@keyframes marquee{to{transform:translateX(calc(-50% - 6px))}}
@media (prefers-reduced-motion:reduce){.marquee-track{animation:none;flex-wrap:wrap;width:auto;justify-content:center}.marquee-track>.bank:nth-child(n+27){display:none}}
.sv-tag .float{position:relative;left:auto;right:auto;top:auto;bottom:auto;white-space:nowrap}
.nav-link{white-space:nowrap}

td .ic{display:inline-block;vertical-align:-3px;margin-right:8px;color:var(--orange-600);font-size:18px}

/* QR standee (business) */
.standee{position:relative;z-index:1;width:280px;background:#fff;border-radius:28px;padding:26px 24px 24px;text-align:center;box-shadow:var(--shadow-lg);margin:50px 0}
.standee::after{content:"";position:absolute;left:50%;bottom:-26px;transform:translateX(-50%);width:120px;height:26px;border-radius:0 0 18px 18px;background:linear-gradient(180deg,#d8dee9,#b9c2d2)}
.standee .st-logo{height:38px;width:auto;margin:0 auto 14px}
.standee .st-title{font-weight:700;font-size:22px;letter-spacing:-.02em;color:var(--ink)}
.standee .st-qr{margin:14px auto;padding:14px;border-radius:20px;border:2px dashed var(--orange-100);width:max-content}
.standee .st-qr img{width:180px;height:180px}
.standee .st-name{font-weight:700;font-size:17px}
.standee .st-sub{font-size:13px;color:var(--muted);margin-top:2px}
@media (max-width:480px){.standee{width:240px}.standee .st-qr img{width:150px;height:150px}}

/* Help search */
.help-search{margin-top:30px;max-width:620px;position:relative}
.help-search input{width:100%;height:62px;border-radius:18px;border:0;padding:0 22px 0 58px;font:inherit;font-size:17px;color:var(--ink);box-shadow:var(--shadow-lg)}
.help-search input:focus{outline:3px solid var(--orange)}
.help-search .ic{position:absolute;left:20px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--muted)}
.faq-group+.faq-group{margin-top:48px}
.faq-group h3{font-size:20px;margin-bottom:16px;display:flex;align-items:center;gap:12px}
.faq-group h3 .ic{width:40px;height:40px;padding:9px;border-radius:12px;background:var(--orange-50);color:var(--orange-600)}
.faq-empty{display:none;padding:30px;border-radius:18px;border:1px dashed var(--line);text-align:center;color:var(--muted)}
.faq-cols{display:grid;grid-template-columns:260px 1fr;gap:56px;align-items:start}
.faq-side{position:sticky;top:calc(var(--head-h) + 30px);display:grid;gap:6px}
.faq-side a{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:14px;font-weight:600;color:var(--ink-2);font-size:15px}
.faq-side a:hover{background:var(--soft);color:var(--ink)}
.faq-side a .ic{color:var(--orange-600);font-size:19px}
@media (max-width:900px){.faq-cols{grid-template-columns:1fr}.faq-side{display:none}}

/* Danger band */
.danger{border-radius:32px;padding:50px;display:grid;grid-template-columns:1fr 1fr;gap:40px;background:#FFF1F0;border:1px solid #FFD2CE}
.danger h2{font-size:clamp(28px,3vw,38px);margin:12px 0 14px}
.danger .eyebrow{color:#D92D20}
.danger p{color:#7A271A}
.danger ol{display:grid;gap:14px;counter-reset:d}
.danger li{display:flex;gap:14px;align-items:flex-start;background:#fff;border-radius:16px;padding:16px 18px;border:1px solid #FFD2CE;color:var(--ink-2)}
.danger li::before{counter-increment:d;content:counter(d);width:30px;height:30px;border-radius:50%;background:#D92D20;color:#fff;font-weight:700;display:grid;place-items:center;flex:none;font-size:14px}
.danger li b{color:var(--ink)}
@media (max-width:860px){.danger{grid-template-columns:1fr;padding:34px 24px;border-radius:26px}}

/* Tips */
.tips{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tip{display:flex;gap:16px;padding:24px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.tip .ti{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;font-size:22px;flex:none;background:var(--green-50);color:var(--green)}
.tip.no .ti{background:#FFF1F0;color:#D92D20}
.tip h3{font-size:16.5px;margin-bottom:4px}
.tip p{font-size:14.5px;color:var(--muted)}
@media (max-width:960px){.tips{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.tips{grid-template-columns:1fr}}

/* Meaning cards (about) */
.meaning{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.mean{padding:34px 30px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);position:relative;overflow:hidden}
.mean .ur{font-family:var(--urdu);direction:rtl;font-size:26px;color:var(--orange-600);line-height:2;display:block;text-align:left}
.mean h3{font-size:24px;margin:2px 0 10px}
.mean p{color:var(--muted)}
.mean::after{content:"";position:absolute;right:-40px;top:-40px;width:140px;height:140px;border-radius:50%;background:var(--orange-50)}
@media (max-width:900px){.meaning{grid-template-columns:1fr}}
.nw{white-space:nowrap}
.logo-card{border-radius:36px;background:linear-gradient(160deg,var(--soft),#fff);border:1px solid var(--line);padding:56px 40px;display:grid;place-items:center;gap:26px;text-align:center}
.logo-card .lc-logo{width:min(340px,100%);height:auto}
.logo-card .lc-row{display:flex;align-items:center;justify-content:center;gap:18px;flex-wrap:wrap}
.logo-card .lc-icon{width:84px;height:84px;border-radius:19px;box-shadow:var(--shadow)}
.logo-card .lc-dark{height:84px;border-radius:20px;background:var(--ink);display:grid;place-items:center;padding:0 22px}
.logo-card .lc-dark img{height:34px;width:auto}
.logo-card p{font-size:14px;color:var(--muted);line-height:1.6}
.logo-card p b{color:var(--ink);font-weight:600}

.split-visual.st-panel .sv-tag.t1{left:4%;top:5%}
.split-visual.st-panel .sv-tag.t2{right:4%;bottom:5%}
.billers td:first-child{white-space:nowrap}
.contact-card a.big[href^="mailto"]{font-size:15px}